FLOA Pay is a Buy Now Pay Later (BNPL) payment solution from the French company FLOA, a subsidiary of BNP Paribas. It allows merchants to offer customers the option to pay for purchases in installments, such as 3X, 4X, 10X or 12X. FLOA Pay handles the credit check for the customer and assumes the risk of payment default, allowing the merchant to receive the full payment upfront from FLOA Pay.
Get started
Contact NEXI Helpdesk to enable FLOA Pay on your merchant profile.
Integration options
NEXI Paygate supports FLOA Pay through the following integration types:
Schedule simulation
This service allows you to obtain a simulated schedule based on the amount. Create payment by using Direct integration.
"paymentMethods": {
"type": "FLOAPAY",
"integrationType": "DIRECT"
}
Payment
Hosted Payment Page
Initiate a Hosted Payment Page by calling Create checkout session.
Hosted forms
Initiate Hosted forms by calling Create payment with:
"paymentMethods": {
"type": "FLOAPAY",
"integrationType": "HOSTED"
}
Reverse payment
You can reverse an authorized FLOA Pay transaction before it is captured by calling the Reverse payment endpoint using the original payId.
Capture payment
If your merchant profile is configured for capturing transactions manually then you must explicitly initiate Capture payment endpoint to capture the funds.
Refund payment
Refunds are supported for captured FLOA Pay transactions. Call the Refund payment endpoint to refund transactions.